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Record Retention Schedule

Protect your history. Minimum retention periods for consumer records.

Record Type Recommended Retention
Signed Agreements / Contracts Permanent
Certified Mail Receipts / Proof Permanent
Billing Statements (Financial) 7 Years
Insurance Policy Documents Life of Policy + 3 Years
Communication Logs / Interaction Notes 7 Years
Credit Reports (Reference Copies) 3 Years
Note: These are administrative best-practice guidelines for consumers. Consult a tax professional for tax-specific advice and an attorney for litigation-specific record preservation needs.

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Retention guidelines are for informational purposes only and do not constitute legal advice on evidence preservation.